Our mission is to help individuals achieve financial freedom through comprehensive financial planning, disciplined asset allocation and security selection commensurate with each client’s risk profile. And to provide our clients with a comprehensive, long-term perspective of their financial future with 24/7/365 customer service. We don’t have net worth minimums because we believe everybody needs a sound financial plan and professional investment management. We believe all financial advisors should adhere to a fiduciary standard despite what the government’s regulations say. At Snowball Wealth Management clients should expect and demand full disclosure. We’ve even designed our fee structure (link fee structure to the fee structure page) around avoiding conflicts.
We believe in the weak form of the Efficient Market Hypothesis. Despite its name, this theory states that technical analysis (analyzing support and resistance levels, reading charts, etc.) is pointless. Technical analysis is for traders and speculators, in our opinion. We believe in buying small ownership stakes in companies that will return value commensurate with the risk.
The weak form theory focuses on fundamental analysis to spot information errors and find undervalued securities. We build discounted cash flow models, study segment growth rates, analyze demographic and pricing trends, and most of all, look at the long-term prospects of businesses. Benjamin Graham said it best when he wrote that the stock owner should not be too concerned with erratic fluctuations in stock prices, since in the short term, the stock market behaves like a voting machine, but in the long term it acts like a weighing machine. In other words, we don’t speculate for clients, we invest for clients.
Service & Education Philosophy
Know What You Own and Why is more than a tag line at Snowball Wealth Management. It’s our guiding principal when addressing clients. We never redirect your question to another department because the advisor you’re speaking with is the advisor that made the decision. We believe the more a client understands the why, the more comfortable that client is with their money. Not only are we here to help you manage your finances, we’re here to educate you about your money. You have 24/7/365 access to your advisor for all of your financial questions.